Creator Agreement

Effective October 12, 2026 · Belnoir is operated by Belvista Digital Solutions LLC

Draft: this document is being reviewed by a lawyer and may change before Belnoir opens.

This Agreement incorporates the binding arbitration agreement and class action waiver in Section 20 of the Terms of Service, which apply to disputes between you and Belnoir, including disputes about payouts. Section 2 is essential: breaking it ends your account immediately and permanently.

1. About This Agreement

1.1 This Creator Agreement (“Creator Agreement”) is between you and Belvista Digital Solutions LLC (“Belnoir,” “we,” “us”), a Missouri limited liability company. It applies when you apply to offer Content on Belnoir and for as long as you have a Creator account. It adds to our Terms of Service, Acceptable Use Policy, Privacy Policy and Fan–Creator Terms, which also apply to you. Capitalized terms not defined here have the meanings in the Terms of Service. If this Creator Agreement and the Terms of Service conflict about Creator matters, this Creator Agreement controls.

1.2 You accept this Creator Agreement by checking the box when you apply or by offering any Content as a Creator. If you operate through a company, you accept it both personally and for that company, and you are jointly responsible with it.

2. Everyone in Your Content

2.1 For every item of Content you upload, offer, send or make available, you represent, warrant and agree that:

  • every person who appears in it was at least 18 years old when it was created;
  • every person who appears in it, including you and anyone visible in the background, has completed identity verification with Belnoir and is tagged on that file;
  • you hold each person’s written, signed, current release, given through Belnoir’s release process or on terms at least as protective, consenting both to appearing in it and to it being published, sold and distributed on Belnoir;
  • everyone took part voluntarily and was able to consent throughout, nobody was coerced, impaired, paid to act against their will, or recorded without knowing and agreeing, and no one’s consent has been withdrawn;
  • it was produced lawfully, with any permits required, and not in any place where recording or the activity was unlawful;
  • it does not use the face, body or voice of any real person who has not verified and consented, including through artificial intelligence; and
  • it complies with the Acceptable Use Policy and Applicable Law.

2.2 Record keeping. You are the producer of your Content. You must create and keep every record that Applicable Law requires, including under 18 U.S.C. § 2257 and 28 C.F.R. Part 75 where they apply, keep them for as long as the law requires, and give copies to us or to the authorities promptly on request. Belnoir keeps its own copies of verification records and releases, but that does not relieve you of your own obligations.

2.3 Withdrawal of consent. If a person who appears in your Content withdraws consent, or their verification or release lapses, is revoked or is found to be invalid, the Content will be removed, including for Fans who already bought it, and you must not upload it again anywhere on Belnoir. We are not liable to you for that removal.

2.4 Co-performers. Any arrangement with, or payment to, another Performer is solely between you and that Performer. You are responsible for paying them and for any claim they make about your Content.

2.5 Proof. We may ask you at any time for proof of age, identity, consent or rights, and may remove Content or hold payouts until you provide it.

2.6 Automated checks. You agree, and confirm that every Performer has agreed as part of their verification, that Belnoir may use automated tools, including Amazon Rekognition, to detect faces in your Content, estimate ages, compare faces with tagged Performers’ verified ID photos and flag banned content, as described in Section 4.4 of the Privacy Policy. Content that a check flags is held for a person to review.

3. Eligibility and Your Account

  • You must be at least 18 years old and legally able to enter into this Creator Agreement.
  • You must live in a country we accept Creators from (currently only the United States) and keep your residence information accurate.
  • You must verify your identity with our verification partner before you can publish, and verify again whenever we ask.
  • You represent that you are not on any government sanctions list, are legally permitted to earn income from the Platform, and meet every eligibility requirement in Section 3 of the Terms of Service, including that you have no conviction for or pending charge of a sexual offense or an offense involving a minor.
  • You may have only one Creator account unless we agree otherwise in writing.
  • We review every application and may approve, decline, or later withdraw approval, at our discretion.

4. Independent Business

You are an independent business. Nothing in this Creator Agreement makes you an employee, worker, partner, joint venturer, franchisee or agent of Belnoir, and you have no authority to bind Belnoir. You decide what Content to create, when and how, and you are responsible for your own equipment, expenses, insurance, licenses, business registration and taxes. You may offer Content on other services too, provided you do not breach this Creator Agreement. You are not entitled to any employee benefits from Belnoir.

5. Content Standards and Review

  • Everything you upload, including posts, store items, custom Content, profile images, descriptions and messages, must follow the Acceptable Use Policy and the law. You must never offer, arrange or suggest in-person meetings or services.
  • Every upload is checked automatically, including against known illegal material, and reviewed before it is published. We may refuse, remove, restrict, age-limit or label any Content at any time, and we are not obliged to publish anything.
  • Content that matches known child sexual abuse material is blocked, preserved as evidence and reported to the National Center for Missing & Exploited Children and law enforcement, and your account is closed.
  • Synthetic or materially altered Content must depict only verified, consenting Performers and must be clearly labeled.
  • When we receive a report about your Content, it is checked again and reviewed. Reports that someone did not consent or may be under 18 are handled urgently, and Content may be taken down while we review, as described in the Terms of Service.

6. Ownership and the Licenses You Give

6.1 You keep ownership of your Content. You grant Belnoir a worldwide, non-exclusive, royalty-free, sublicensable (to our service providers and to Fans as described below) license to host, store, copy, process, reformat, compress, watermark, create previews and thumbnails of, review, display, distribute, deliver and make available your Content on and through the Platform, and to keep copies as needed for legal, record-keeping, safety and dispute purposes.

6.2 You authorize Belnoir to grant Fans the personal license described in the Fan–Creator Terms for each Creator Transaction, and to offer those terms, and updates to them, on your behalf.

6.3 After you leave. The licenses in Sections 6.1 and 6.2 continue after your Content is removed or your account closes for as long as needed to keep providing Content to Fans who already paid for it (unless it is removed under Section 2.3 or the law), to meet legal and record-keeping obligations, and to resolve disputes.

6.4 Promotion. You grant Belnoir a license to use your display name, profile images, public bio and non-explicit excerpts of your public Content to promote you and the Platform, on the Platform and in Belnoir’s own marketing. We will not use explicit Content off the Platform without your separate permission. You may ask us to stop promoting you off the Platform at [email protected].

6.5 No AI training by third parties. We will not sell or license your Content to any third party for the purpose of training generative artificial intelligence models. This does not restrict safety, moderation, fraud-prevention and copyright tools used to operate the Platform.

6.6 You confirm you own or have permission to use everything in your Content, including music, artwork, trademarks and other people’s likenesses, and that our use of it under this Creator Agreement will not infringe anyone’s rights. To the extent permitted by law, you waive any moral rights that would prevent the technical uses described in Section 6.1.

7. Selling on Belnoir

7.1 Prices. You set your own prices within the limits Belnoir sets. Prices are in US dollars. Every sale, subscription, tip, message unlock and custom request is a Creator Transaction on the Fan–Creator Terms, and you must honor your obligations in them.

7.2 Subscriptions. Subscriptions renew automatically until the Fan cancels. Fans can cancel at any time and keep access until the end of the period they paid for. You must not pressure Fans not to cancel, and price increases apply only from the next renewal after the notice we give subscribers.

7.3 Custom requests. You may accept or decline any request. If you accept a paid request, you must deliver it by the due date shown, and it must pass review. If you do not, the Fan may be refunded and the amount deducted from your balance.

7.4 Physical Items. You are the seller of every Physical Item you offer. You are responsible for its accuracy, safety, legality, packaging, shipping (from your own address or a return address you choose), returns, and compliance with consumer and product-safety laws and carrier rules. You must ship promptly, and within any handling time stated in the listing or set by Belnoir, using the label and tracking provided through the Platform where available. Shipping costs paid by the Fan are applied to the label. Your ship-from or return address is printed on the label and will be seen by the Fan and the carrier; use an address you are comfortable sharing, such as a mailbox service. Nothing may be shipped to Belnoir.

7.5 Payments stay on Belnoir. All payments for anything offered on Belnoir must go through Belnoir. You must not ask for or accept payment, tips, gifts or contact details outside Belnoir, or direct Fans to another platform to pay.

7.6 No guarantees. We do not guarantee any level of sales, earnings, visibility, ranking, followers or placement in feeds or search, which we may change at any time.

8. Fees, Earnings and Payouts

8.1 Payment collection agent. You appoint Belnoir as your limited agent solely to accept payments from Fans on your behalf. A Fan’s payment to Belnoir satisfies the Fan’s obligation to you. Belnoir will remit to you the amounts due under this Creator Agreement, less fees, refunds, Chargebacks, label costs and other permitted deductions.

8.2 Fees. Belnoir keeps the platform fee shown in your creator plan in your dashboard from each sale, and payment processing costs are handled as shown in your plan. We will give you at least 30 days’ notice before increasing your fee. Any special rate offered to you in writing applies for the period stated in that offer.

8.3 Payouts. We pay your available balance on the schedule shown in your dashboard, to a payout account held in your own legal name that you connect, once you have completed identity verification and any tax and payout information we or our payout provider require. A minimum payout amount may apply. Your payout provider’s terms also apply. Balances do not earn interest. We may change payout schedules, methods and providers.

8.4 Holding period and reserves. Earnings become available only after the holding period shown in your dashboard, which protects against refunds and Chargebacks. We may also hold a reserve, but only: (a) where a Payment Processor requires it; (b) where your refund or Chargeback rate is unusually high; (c) for a specific open refund, Chargeback, legal or safety matter; or (d) while we investigate suspected fraud or a breach. A reserve will be no more than a reasonable amount tied to the documented or reasonably estimated exposure (for example, recent sales multiplied by your recent refund and Chargeback rate, or the amount a Payment Processor requires), not your whole balance. We pay any amount not covered by a reserve on your normal payout schedule. You can see each hold, its amount and reason in your dashboard, or ask us for an itemized statement. We review reserves at least every 30 days and release what is no longer needed. A reserve is a temporary hold, not a deduction: money is only kept permanently under Sections 8.5 and 8.6.

8.5 Deductions, set-off and repayment. If a sale is refunded, reversed or charged back, the amount and any related fee are deducted from your balance or future payouts. We may set off any amount you owe Belnoir against any amount we owe you. If your balance is negative, you must repay it within 30 days of our request, and we may recover it by any lawful means. If we pay you more than you are owed, you must return the overpayment.

8.6 Forfeiture for violations. To the extent permitted by law, we may permanently withhold earnings from sales of Content that breached Section 2 or the zero-tolerance rules of the Acceptable Use Policy, or that were obtained by fraud, and use them to refund Fans and cover our losses.

8.7 Statements. Your dashboard shows your sales, fees, deductions and payouts. You must tell us about any error within 60 days of the transaction; after that the records are final, except for errors we discover. Our records are conclusive absent manifest error.

8.8 Taxes. You are responsible for all taxes on your earnings. You must provide a valid Form W-9 (or other form we request). We may withhold amounts where the law requires, including backup withholding if a valid form is not provided, and we issue tax forms such as Form 1099 where required. Where Belnoir is required to collect sales or similar taxes on sales as a marketplace, we do so and remit them.

8.9 Unclaimed balances. If we cannot pay you a balance owed after reasonable efforts, we will handle it as required by unclaimed property laws.

8.10 Chargebacks. You must not encourage Fans to file Chargebacks or to pay you outside Belnoir. Excessive Chargebacks connected with your account may lead to reserves, suspension or termination.

9. Fans’ Privacy and Your Conduct

  • You may use information about Fans that Belnoir makes available to you (including shipping addresses) only to fulfill Creator Transactions on the Platform. You must keep it confidential and secure, must not copy it off the Platform except as needed to ship an order, and must delete shipping details once the order and any return are complete.
  • You must not try to identify, locate or contact a Fan outside Belnoir, or share anything about a Fan.
  • You must not harass, threaten, deceive or exploit Fans, other Creators, Performers or Belnoir staff.
  • You remain responsible for anyone who helps run your account, and you must follow Section 11 of the Acceptable Use Policy about who writes messages and the use of artificial intelligence.
  • You must keep two-step sign-in turned on and must not share your sign-in details or verification.

10. Promoting Your Page

When you promote your Belnoir page, you must follow the law and the rules of every service you use, include any disclosures required by advertising laws, never send spam, and never promote adult Content anywhere minors are likely to see it. You may say you are on Belnoir and link to your page, but you may not use Belnoir’s logos in a way that suggests Belnoir endorses you, or register domains, accounts or names that include “Belnoir”.

11. Confidentiality

Non-public information we share with you, including special rates, review notes, safety information and anything about other Users, is confidential. You may use it only for your Creator account and must not disclose it unless the law requires.

12. Suspension and Ending This Agreement

12.1 You may stop selling and close your Creator account at any time from your Settings or by contacting [email protected].

12.2 We may suspend or end your Creator account, remove Content or hold payouts immediately if you breach this Creator Agreement or our policies, if Applicable Law, a Payment Processor or a card network requires it, or to protect people or Belnoir. We may also end this Creator Agreement for any other reason with at least 30 days’ notice.

12.3 When your Creator account ends, your Content is removed from public view, Subscriptions stop renewing, and items Fans have already bought remain available to them as described in Section 6.3. The final payout period starts on the date your Creator account ends. We pay your undisputed balance, minus any reserve permitted by Section 8.4, on the next payout date after the holding period. We release the reserve as the related refund and Chargeback windows close, and in any event within 180 days after your account ends, except for amounts tied to a specific unresolved Chargeback, legal obligation, fraud investigation or documented Payment Processor requirement, which we explain to you where the law allows and release once it is resolved.

12.4 Sections 2, 6.3, 6.6, 8, 9, 11, 12, 13, 14 and 15, and any other provision that by its nature should survive, survive the end of this Creator Agreement.

13. Indemnification

To the fullest extent permitted by law, you will defend, indemnify and hold harmless Belvista Digital Solutions LLC, its affiliates and their members, managers, officers, employees, agents and service providers from and against all claims, demands, investigations, losses, liabilities, damages, fines, penalties, Chargebacks, costs and expenses (including reasonable attorneys’ fees) arising out of or relating to your Content, your Creator account, your breach of this Creator Agreement or any representation in it, your violation of Applicable Law, any claim by a Performer, Fan or other person connected with your Content or Physical Items, and anyone acting on your behalf. Section 19.3 of the Terms of Service governs how claims are defended.

14. Disclaimers and Limitation of Liability

The disclaimers and limitations in Sections 18 and 19 of the Terms of Service apply to this Creator Agreement. To the fullest extent permitted by law, Belnoir’s total liability to you for all claims arising out of or relating to this Creator Agreement or your Creator account will not exceed the greater of the platform fees Belnoir kept from your sales in the 12 months before the event giving rise to the claim or one hundred U.S. dollars ($100), except for balances properly owed to you under Section 8.

15. Disputes, Changes and Other Terms

15.1 Any dispute between you and Belnoir arising out of or relating to this Creator Agreement, including payouts, is resolved under the informal resolution, binding individual arbitration (under the AAA Commercial Arbitration Rules), class action waiver and opt-out provisions of Section 20 of the Terms of Service.

15.2 We may update this Creator Agreement. If a change is material, we will give you at least 30 days’ notice before it takes effect, except where a change is required sooner by law, a Payment Processor or for safety. You may be asked to accept it to keep selling. If you do not accept, you may close your Creator account under Section 12.

15.3 This Creator Agreement is governed by the laws of the State of Missouri, and the general provisions of the Terms of Service (including severability, assignment, no waiver, force majeure, remedies and construction) apply to it. You may not assign this Creator Agreement without our written consent. We may give you notice through your dashboard, Account Messages or the email on your account; you must send legal notices to [email protected] or Belvista Digital Solutions LLC, 1306 Lucas Ave, Unit 905, Saint Louis, MO 63103.

16. Contact